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 Free Checking: The account that's free and easy to love.

Serving the greater Texas Panhandle for 116 years

Join us to discover that checking can be local, innovative, and free.

No minimum balance

No monthly service charge

FREE Instant-Issue Debit Card with FREE Access to over 37,000 MoneyPass^® ATMs Nationwide

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements

Send and Receive Money with Zelle^®

FREE Thank You Gift

FREE gifts for referring others

Buy Back of your debit cards and unused checks from another financial institution up to $10

Debit cards issued when you have a checking account. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

FirstBank Southwest has the privilege of serving the families and businesses of the Texas Panhandle. 

Visit your neighborhood branch to open a checking account today!